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You are here: Home / Back to school / Back to School Clothes on a Budget

Back to School Clothes on a Budget

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

July 22, 2023 By Cherie Lowe

Quit overspending! Your Back to School Clothes Shopping Guide contains the coupons, deals, and strategies you need to save!

Believe it or not, Back to School is here. Even if you don’t begin your new academic year for a few more weeks, it’s smart to start thinking about how to keep the kids in clothes that fit but don’t break the bank. This Back to School Clothes Shopping Guide is certain to help you save more money at an expensive time of the year!

Begin With An Inventory

Before you purchase anything, you should have a good handle on what you already have. This will help you have a better grasp on your child’s actual size and keep from duplicating wardrobe pieces. Spend an afternoon cleaning out the closets and drawers, eliminating items that no longer fit, recalling the specificities of the dress code, and outlining what you have that will be fine to begin the school year wearing. Donate or pass down items that you can no longer use. Write down what you truly need to buy. Aim to choose interchangeable pieces that can be worn in a number of combinations.

Look for Hand Me Downs

Kids grow fast! Sometimes they size out before clothes even wear out. If you know someone with a kiddo older than yours, don’t be afraid to accept hand-me-downs. In particular, things like soccer shin guards, cleats, jeans, jackets, coats, spirit gear, and uniform pieces (more on that in a minute) can last through several kids. Especially if the hand-me-downs come from an older sibling, your kids can quickly personalize them with iron on patches or jewel embellishments from the craft store. Stylize what you have (or are given) to fit the personalities of your kids. Use your social networks to see if other families have items they’re ready to part with.

Shop Summer Clearance

If your child has grown like a weed of the summer, you may still need a few things, though. But, let’s face it. Even though those jeans and hoodies are adorable, you won’t really be able to wear them until late into the fall. Especially if your child begins school in July or August, it’s likely they’ll be going to school for at least a month in 80 and even 90 degree weather. Instead of looking at the latest fashions, check out the items on the clearance section. Again, in a couple of months the prices on the back to school marketed clothing items will drop in price.

Check In With School for Uniforms

If your child wears a uniform to school, you may want to begin by calling the office. Some schools have programs where kids can benefit from others’ outgrown pieces. They also might know about special programs where students can receive uniforms at a discounted price or even for free. By the way, uniform tops and bottoms are often clearanced out in January.

Coupons. Always coupons.

Before you hit any store, you want to be sure that you have properly armed yourself with coupons and reward programs. For clothes in particular, I’d suggest you check out the posts The Best Ways to Save Money at Kohl’s, The Best Ways to Save Money at Walmart, The Best Ways to Save Money at Meijer, and The Best Ways to Save Money at Target. At a bare minimum I’d suggest you Google coupons and rewards programs before you enter the store (at home where you can print coupons would be even better). This will help you maximize the dollars you have budgeted, stretching them further. If you’re shopping in store, don’t forget to use Shopkick. If you’re shopping online, consider using Rakuten.

The overwhelm of Back to School makes it easy to overspend. Strategies like using cash only, having a targeted list, starting the year in what you have, and focusing on one back to school outfit help, too!

Looking for more back to school money saving ideas? Check out:

  • The Back to School Supplies You Didn’t Know You Needed
  • Your Back to School Money Saving Checklist
  • Smart Back to School Meal Planning Hacks
  • The Smartest Back to School Deals for Your Wallet

    Check out Cherie Lowe, the Queen of Free for the best money saving and debt slaying tips!

My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional on Kindle.  

This post contains an affiliate link. That means when you get a great deal, learn about a way to save, or maybe even something for free, I may end up making a small commission. All prices are subject to change.

Related posts:

Don't know where to begin with Back to School Shopping? Start with these basic budget tips from @thequeenoffreeWelcome WTHR Weekend Sunrise Viewers: Back to School Budgeting Basics Keep lunches simple & affordable with these quick & easy tipsWelcome WTHR Weekend Sunrise Viewers: Back to School Lunch Tips! Before the kids hit the books, check your bank account! These 5 Smart Money Saving Back to School Budget Hacks keep your spending in check.5 Smart Money Saving Back to School Budget Hacks The new school year is the perfect time to get your finances in order. Learn how to pay off debt with these simple tips.How to Pay Off Debt this School Year
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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
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  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

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