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Queen of Free

Save Money & Slay Debt

You are here: Home / Christmas / A Debt Free Christmas Promise & Plea

A Debt Free Christmas Promise & Plea

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

November 22, 2013 By Cherie Lowe

Take a pledge not to overspend or use credit cards this Christmas

Hi there Money Saving Lords and Ladies. It’s that time of year again. Here on Queen of Free, I will begin posting a larger than normal volume of posts that revolve around great deals . . . perfect for stockings, gifts, and even you. This is a wee bit out of the norm for me as I usually encourage you to save money and not spend it.

Every time I post a deal, I feel a little guilty . . . like I’m leading you astray.

You see my hope is that you come here on a regular basis hoping to gain a little inspiration & encouragement.

That you would learn to LOVE living within your means, delighting in contentment.
That you would learn from our story and avoid our financial mistakes.
That you would be challenged to pay off debt, save money anyway possible, and make wise choices.
That you would trim the fat in your budget and run your household well.
That you would realize it’s holy to waste nothing.
That you would gain joy from free stuff (because it’s a shared passion we hold).
That you would hear me saying, “me too” when you feel like you’ve been stupid with money.
That you would be amused by my upside down, poured out on the ground life.

The last thing that I would ever want is to lead you into a state of discontent or even worse debt.

So you’re going to need to make me a promise (because I have no way of stopping you, tracking it, or chasing you down to chew you out), please spend responsibly this Christmas. Do NOT use credit to purchase the items you see linked on my site. Set a budget and remain within it.

Some of posts will contain affiliate links. What that means is I’ll gain a few pennies or maybe even a couple of dollars when you purchase said product (or possibly something else from the site). I always let you know when I post a deal that is affiliate based. I’m not trying to rob you and I have a high threshold for deals that I post (if it ain’t 50%+ off, it ain’t a deal, Lords and Ladies).

Learning to spend well during the holiday season was a lesson I learned the HARD way. Please don’t repeat my crazy in your story.

Live well. Be content. Remember what the holidays are truly about. Please make me a little promise this Christmas.
DON’T SPEND MONEY YOU DON’T HAVE. 

I want the very best for you this December and every other month of the year. That is all, my dear Lords and Ladies.

Gain inspiration to pay off debt! Check out Inspiration to Pay Off Debt: 30 Days of Encouragement from the Queen of Free on Kindle!

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!

Related posts:

Wise words about marriage, Christmas gift giving, & DebtThe One Woman Who Wants to Ruin Your Marriage AND Your Christmas Merry Christmas from the Queen of Free & the Royal FamilyThis Christmas, We Wish For You . . . Royal Ramblings: Christmas & Your Marriage, Don’t Believe Kay’s Hype Don't let it burn a whole in your pocket! Put extra money to good use and make the most of your money with these simple tips.Royal Video Tips: Making the Most of Christmas Cash
Signature
My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
Amazon: 50% Off Ravensburger Puzzle & Games
FREE My Christmas Budget Tool

Comments

  1. Leanna says

    November 22, 2013 at 11:00 PM

    I just want to say thank you for the inspiration to live within our means this Christmas. It’s a challenge, but also exciting! Thanks to your Black Friday post this week I was able to save a lot on our big gift for my youngest. So thank you for posting about deals and it did not lead me astray 🙂 sticking to my budget and my list.

  2. Cathy Green says

    November 29, 2013 at 7:43 PM

    I am committed to paying with cash/debit and leaving the credit cards alone this year. They are, in fact, sealed away in a file…far, far away from my wallet. I also have moved a couple monthly bills off of credit cards to our debit/checking account, so our credit cards will have ZERO purchases on them. This will force me to run a tighter ship, be more resourceful and creative in planning meals, and more mindful of inventory we already have in the pantry.

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Cherie Lowe is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Testimonials

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

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