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Queen of Free

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You are here: Home / Budget 2013 / Budget Tip Tuesday: Don’t Beat Yourself Up or Repeat Your Crazy

Budget Tip Tuesday: Don’t Beat Yourself Up or Repeat Your Crazy

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

November 5, 2013 By Cherie Lowe

Don't Beat Yourself Up & Repeat Your Crazy When You Make Budget Mistakes

It’s happened to you. It’s happened to me. You’ve set a goal in your life:

Reduce debt.
Strive toward health.
Quit (insert bad habit).
Improve your relationship with (your spouse, your child, your parents).

Then, life sets in and you fall oh-so-short of your goal and ambition. You overspend at the store. You overindulge on Halloween Candy. You start (again). You yell or fall into unhealthy relationship habits.

We feel guilty . . .  like we are never going to be able to master ___________. How could we be so stupid? How is it we find ourselves in the midst of the same problems with the same results and little to no hope for future change?

What’s the point? We’re just going to end up back at the same place where we began, maybe with even more sorrows for our troubles. Why even try again?

In fact, since we already blew it anyway, why not go ahead and blow it really *good.* I mean we’ll start again, on Monday. So a new pair of shoes comes along to “improve” upon the blown grocery budget. An ice cream sandwich marches up to accompany the Halloween Candy. And steely silence partners with the screaming match you had with your child.

All of this makes us get up on Monday morning, set a new goal and repeat the whole pattern all over again.

At its base definition, this is insanity: “Doing the same thing (or worse) and expecting a different outcome.”

Proverbs 26:11 says “As a dog returns to its vomit, so fools repeat their folly.” (NIV) I love the way The Message rephrases it – “As a dog eats its own vomit, so fools recycle silliness.” Both versions are high on the icky factor but the visual metaphor hammers home the point that it’s ridiculous to continue a failed habit. You are simply setting yourself up for failure, time and time again.

If your budget . . . nutrition plan . . . method of cessation . . . relationship strategy didn’t work last time, it’s not going to work again, no matter how hard you try or push to make it “work.”

It’s time for a new plan. Don’t beat yourself up or repeat your crazy. Ask for wisdom, seek counsel, and began again. 

Do you struggle with cycle of busting your budget, overindulging, feeling guilty, and starting the crazy all over again? How do you cope?

Gain inspiration to pay off debt! Check out Inspiration to Pay Off Debt: 30 Days of Encouragement from the Queen of Free on Kindle!

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!

Related posts:

The One Category of Spending Where You Need to Switch to Cash TODAY!Budget Tip Tuesday: Face Down the Challenges to Cash Budgeting You can't do everything! Budget Tip Tuesday reminds you to focus in one thing to change your finances forever.Budget Tip Tuesday: The Power of Just One Thing It's not a question of "if" an emergency will come, but when. Read this for encouragement on why you need to keep your emergency fund filled!Emergency Funds Are Meant for Emergencies Default ThumbnailWhat Do You Do Wednesday: Goal Setting
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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
Monday Meal Plan 11-4-13
Veterans Day 2013 Freebies!

Comments

  1. solidgoldeats says

    November 7, 2013 at 12:50 PM

    You hit the nail on the head, Queen of Free. It’s so easy to blow through a budget if you have a “start over” date already in your head. Planning a vacation has actually helped me not blow through my budget. Right now, every penny is one extra penny we have to spend on gas, food and all the stuff that comes with vacations, so keeping that in mind helps us from over spending.

    • Queen of Free says

      November 7, 2013 at 3:00 PM

      Focused energy on a goal always brings a great reward. 🙂 Keep repeating, “This is more important than that.”

  2. Crystal says

    November 7, 2013 at 2:58 PM

    I needed to hear this today. It’s one of those “feel like I am failing on all fronts” days. Thank you!

    • Queen of Free says

      November 7, 2013 at 3:01 PM

      You are more than welcome my friend. Beating yourself up is worthless as is repeating the same cray-cray cycle all over again. Time for a new plan. To the whiteboard! 😉

  3. Angie Six says

    November 8, 2013 at 10:05 AM

    We’ve been budgeting for years, and we still have those months when we fall off. We’ve learned over the years to dust ourselves off and start again. We started have a mini-budget meeting mid-way through the month and it’s helped us so much. Either we celebrate our success or we rally each other to readjust the sails mid-course. It’s definitely helped us improve over our old strategy, which was to give up and just blow through the budget until the next month.

Trackbacks

  1. Inspired Reading: Favorite Posts to Encourage Your Faith and Family - KatieTevis.com says:
    November 8, 2013 at 11:29 AM

    […] This post from Queen of Free about doing the same things and expecting different results really couldn’t have come at a […]

  2. Steps to Beginning to Budget (VIDEO) - Queen of Free says:
    October 9, 2014 at 4:22 PM

    […] Budget Tip Tuesday: Don’t Beat Yourself Up or Repeat Your Crazy […]

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Testimonials

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

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