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Queen of Free

Save Money & Slay Debt

You are here: Home / 31 Days to Reducing Your Debt / Day 27: 31 Days to Reducing Your Debt

Day 27: 31 Days to Reducing Your Debt

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

February 22, 2011 By Cherie Lowe

31 Days

Today’s debt slaying tips come from some inspiration first received at Blissdom via this author/book and then further developed in my life over the last few weeks in my own personal journey.

Day 27: Ignore Trolls

Fairy Forest Trolls and Gnomes - Set of 5 Figures
Of course Gnomes are much
more friendly than
trolls.

I suppose when most people think about trolls, they think of a mythical creature holding the gates of the bridge closed until you pay a toll.

If you grew up in the 1980s/1990s, you might think of this when you hear the word troll:

My Lucky Troll from FRANCE (Red Hair)
Had to go with
the redhead.

But trolls take a much more deceptive form in your day to day life.

I would define a troll as anyone who constantly tells
you can’t do something,
that you’ll never achieve something,
that you aren’t worth anything,
that you shouldn’t even attempt a challenging goal,
or who in anyway steals your joy.

Trolls can look like men or women.
Trolls can be young or old.
Trolls often tell you they have your best interests at heart.

But bottom line, trolls are filled with negativity.  For you, for themselves, for the world, for your neighbors, for you friends, for the country, for the the city, for the state, for new things, for old things, for just about everything.

We hear many positive messages everyday, that we quickly and easily forget.
“I love you.”
“Thank you.”
“You look great.”
“Way to go!”
“You can do it.”

Beautiful words of wisdom and challenging words of inspiration are easily forgotten, too.
“Greater love has no man than this, that He would lay down his life for another.”
“If you can dream it, you can become it.”
“Be the change you wish to see in the world.”
“Life is good.”

But what is it about a negative message – the words of a troll – that we hold on to them for
days . . .
weeks . . .
months . . .
years . . .
decades . . .

I am most guilty of all of allowing a troll to control my view of the world or even myself.

And when you’re paying off debt, you encounter a lot of questions.
How?
Why?
Huh?
Do you really think you can do it?
Well why would you wan to do that?

And you encounter a lot of opinions.
Everyone has student loan debt.
You can’t live without credit cards.
You have to have debt to get the things you need in life.
We have to have a vacation.
Debt doesn’t matter.

These are troll words.  And they must be ignored.  Remember, their journey is not your journey.  Because if you let the words into your ears, troll fingers will begin to sneak their way into your finances.

And if we learned anything from fairy tales at all, trolls want your money.

Don’t let them “steal” your money or your joy.

Ignore the trolls.

*This post does contain an affiliate link.  So if you buy a troll or the book I referenced, you might also be helping the Royal Family pay off debt more quickly.  And for that, we royally thank you.

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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
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Cherie Lowe is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Testimonials

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

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