• Home
  • Blog
  • About
    • Bio
    • The Royal Family
    • Top Posts
    • Royal Publications & Appearances
    • Money Saving Blogs
    • Demographics
    • Royal Policies
      • Disclosure
      • Comments Policy
      • Privacy & Terms of Use Policy
  • Buy the Book
  • Speaking
    • Speaking Request
    • Speaking Tracks
      • Royal Coupon Class
      • Budget Basics
      • Royal Money Saving Tips for Busy Moms
      • Finances & Relationships
      • Strategies for Success
      • What’s the Big Deal About Money?
      • At the Royal Table
      • Buff on a Budget
      • The Art & Science of Holiday Shopping
    • Upcoming Royal Speaking Engagements
    • Past Royal Speaking Engagements
    • Royal Endorsements
  • Contact
    • Reach Out to the Queen
  • Freebies
    • FREE Printable Budget Forms
    • FREE Printable Menu Planner & Grocery List
    • FREE Printable Cash Envelopes
    • FREE Printable Kids Budget Envelopes
    • Seven FREE Printable Christmas Budget Forms
  • Coupons
    • Print & Find Coupons!
    • Deal Sites & Reward Points Programs
    • Store Coupon Policies
    • Facebook
    • Pinterest
    • RSS
    • Twitter
    • YouTube

Queen of Free

Save Money & Slay Debt

You are here: Home / 31 Days to Reducing Your Debt / Day 13: 31 Days to Reducing Your Debt

Day 13: 31 Days to Reducing Your Debt

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

January 19, 2011 By Cherie Lowe

31 Days

We’ve survived the wilds of figuring out how much you spend, we’ve trekked through the mountains of debt, we’ve found forgiveness for the wrongs we’ve done, we’ve surrounded ourselves with like minded debt slayers, we’ve asked for help on our quest, we’ve been honest, we’re in lock step with our spouse, and so much more on our 31 Day Debt Slaying journey.  Today, it’s a lesson I have a hard time with a lot: keep your eyes on your own paper, and stop comparing answers.

Day 13: Keep Your Eyes on Your Own Paper

I’m shifting back to a slightly more philosophical view of debt slaying just for today.  More practical tips for tomorrow, I promise.

It is absolutely essential that you stay laser sharp focused (kind of like laser rocket arms, but not) on your own personal debt slaying journey.  I say this because when I hear of others paying off debt, I can be encouraged.

Sometimes.

But other times, the green eyed monster in me begins to make comparisons.

“Well did they really pay that off?  Or did they inherit some cash?  Or worse yet, pull out another loan to pay off that loan/credit card/debt?”

“I bet they make a lot more money than we do.”

Or on the opposite end of the spectrum:

“How in the world can they afford that?!”

“We’re barely making it and we could never go there!”

“Why do people who live irresponsibly seem blessed in spite of it?”

I can’t answer any of these questions.  I can’t know anyone else’s debt load (unless they tell me).  I can’t know what their payments are like.  And bottom line, I don’t really need to know any of the above.  It’s none of my business.

Their story is not my story.  And neither is my story your story.

The Principle of the Path: How to Get from Where You Are to Where You Want to Be
The best book I’ve
read about paths and
getting where you
want to be.

And so if someone pays off close to $25,000 in one year and you only make $30,000 there is ABSOLUTELY no reason for you to be discouraged, quit, give up, or think that you can’t make it out of debt.

Or if someone goes on a fantastic vacation to Disney and the envy monster sets in for you, let it go.  You never know if they saved, paid cash, or someone gifted the trip to them.

And again, it’s not your road to travel.  It’s not your battle to fight.  It’s not the path you have embarked upon.  It’s not your story.


Your story is uniquely yours.  It is beautifully yours.  And your debt slaying victory won’t hinge on anyone else either.  That story belongs to you, too.

Eyes on your own paper or straight ahead, debt slayers.  And chin up.  You really don’t want anyone else’s story or life.

Do you struggle with staying focused on your journey?  How do you keep the green eyed dragon at bay?

*This post contains an affiliate link.  So if you purchase an awesome book that will add value to your life, you also will help the Royal Family pay off debt more quickly.  And for that, we royally thank you.

Related posts:

Debt Reduction CommunicationDay 14: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 10: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 5: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 3: 31 Days to Reducing Your Debt
Signature
My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
Free DVD Rentals
Living Social: $20 Amazon Gift Card only $10
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • YouTube

Buy the Book

Buy the Book

Don’t Miss Out on E-mail Updates

Search the Royal Archives

As Seen On

As Seen On

Pin with the Queen of Free

Disclosure

 

Cherie Lowe is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Join the Court of the Queen of Free

Queen of Free

Royal Photos

This error message is only visible to WordPress admins

Error: No feed found.

Please go to the Instagram Feed settings page to create a feed.

Testimonials

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

Don’t Miss Out on E-mail Updates

  • Blog
  • Speaking
  • Contact
  • As Seen On
  • Buy the Book
  • Privacy

Copyright © 2026 · www.queenoffree.net · Built on the Genesis Framework · Logo by Modern Mildred Design · Designed by Strong Tower Design

Thank you for visiting Queen of Free!
Want to daily save money & slay debt? Sign up for our newsletter! As a thank you, you'll receive a FREE download - Your Simple Debt Free Checklist.
Your information will *never* be shared or sold to a 3rd party.
We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.