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Queen of Free

Save Money & Slay Debt

You are here: Home / debt free inspirations / How to Pay Off All Your Debt: Get By With a Little Help From Your Friends

How to Pay Off All Your Debt: Get By With a Little Help From Your Friends

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

April 24, 2012 By Cherie Lowe

Routinely, Dave Ramsey asks debt free callers on his show if anyone made fun of them. Unfortunately, he didn’t ask us a couple of weeks ago. We had our answer all prepared.

It was a big fat no.

We really don’t think that was an accident. We have indeed been blessed with a fantastic group of friends. Some of them gave us this the day after we paid off our Sallie Mae debt (the final payment in our debt snowball). And they toasted us with sparkling apple cider. It. was. awesome.

BEST tasting cake I have ever eaten. Period.

They know us well. They’ve been cheering for us for many years. And they’ve walked with us consistently. And even when they thought we were crazy (surely at some point, they must have), they at least didn’t voice those thoughts out loud. They didn’t ask us to do things that were outside of our budget (I’m sure they must have wanted to from time to time). They never said, “Well why would you want to do that?”

Instead, they cheered us on, prayed for us, asked how things were going, and even gave us hand-me-downs on a regular basis.

Bottom line, you need a supportive group of people (whether they’re slaying debt themselves or not) who believe in you in order to pay off all of your debt. You need cheerleaders who are invested in  your story and want to see you win. You need those who will celebrate the small and huge victories of your journey.

Granted, I have a feeling anyone who knows us probably would have been a little frightened to make fun of us.

We’re scary (and we know it).

Basically, there’s a bit of fearlessness that you need to pay off debt. It’s not a devil-may-care sort of attitude because you still want to take into account others’ feelings. However, you need to grow some thick skin if someone’s making fun of you OR be willing to cut ties with those who will either lead you astray or bring you down.

Haters aren’t going where you’re going. Losers often mock winners. Sometimes, it’s the only way you know that you’re doing something right in this world. Don’t even make me break out the old mom-ism, “If they make fun of you, they’re not really your friends anyway.”

But they’re not.

Find a group of like-minded debt slayers. It will make all the difference in your journey.

Related posts:

4 Keys to Getting Out of Debt How to Pay Off All Your Debt: Wait Are you letting fear of failure ruin your finances? Read How to Pay Off All Your Debt by moving through that fear.How to Pay Off All Of Your Debt: What Are You SO Afraid Of? Filled with unexpected expenses and temptations galore, summer can bust your debt repayment efforts. Here are some ideas to strengthen your journey !Why Summer is the Best & Worst Time of the Year to Pay Off Debt
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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
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Cherie Lowe is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Testimonials

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

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