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Save Money & Slay Debt

You are here: Home / 31 Days to Reducing Your Debt / Day 6: 31 Days to Reducing Your Debt

Day 6: 31 Days to Reducing Your Debt

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

January 6, 2011 By Cherie Lowe

31 Days

Whew, I’m wiped out Money Saving Lords and Ladies.  If you follow me on Facebook at all, you know that the King of Free has the shingles.  BOO.  I had them last summer and they are horrible.  So I know exactly what he’s going through.

All of that to say, I’m doing my best to hold up the “in sickness” part of our marriage vows.  So my day was a bit off kilter.  Unfortunately that = not many posts today.  But since I’m committed to writing 31 posts to help you reduce your debt during January, I couldn’t let a day slip away with a few words to the wise.

Day 6: Mind over Matter

Don’t throw rocks at me but, I’ve never been much for hypnotists.  It’s always seemed like a bunch of hooey.  Now, if you’ve had a successful and fun hypnotic time, more power to you.  But I distinctly remember little girls at slumber parties trying to “hypnotize” me as a kid and I can’t disconnect the experiences.  I’m assuming these girls were far from professionals with their count back from a 100 while I rub your temples technique.

It’s kind of funny though because I do believe in powers of suggestions or self-fulfilling prophecies of sort.  I’ve never met someone who was continually down in the dumps about their life, thinking they’d never make something of it who miraculously hits it big and turns it all around instantaneously.  And on the flipside I’ve rarely met people who are positive thinkers who are left without hope.  There can be rare occasions for both, I suppose.  But positive people who believe in what they’re doing (as long as what they believe isn’t ridiculous) are generally successful.  People who are constantly negative generally get what they anticipate in the world.  I’m sure there’s some sort of postulate, theorem, or law associated with this.

What does all of this have to do with debt?

You really need to believe that you can and will pay off debt when you begin your quest.  If you have a defeatist attitude at the onset, you will fail.  If you have a positive attitude, believe in the goal, and set forth to do what it takes to succeed, you can pay off debt on a grand scale.  Now, I’m not saying that you might not encounter challenges and missteps along the way.  But success really does hinge on what’s in your head.

I honestly think that only about 10% of our success has come from financial organization and extra income streams that we’ve developed.  90% of our success is a direct result of getting a plan in place, believing in that plan, and staying true to it.

You might be amazed at what you can achieve if you truly put your mind to it.

But if you think you can’t pay off debt, you’re probably right.

What do I think?
I think you can do it.
You can slay your debt dragons.
But it doesn’t really matter what I think.

It matters what you think.

Related posts:

Debt Reduction CommunicationDay 14: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 10: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 8: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 2: 31 Days to Reducing Your Debt
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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
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Cherie Lowe is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Testimonials

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

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