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Save Money & Slay Debt

You are here: Home / 31 Days to Reducing Your Debt / Day 14: 31 Days to Reducing Your Debt

Day 14: 31 Days to Reducing Your Debt

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

January 20, 2011 By Cherie Lowe

31 Days

Today’s tip is probably the easiest, most applicable, start doing it today sort of money saving tip of the entire series.  There’s no reason you shouldn’t get right at it, Money Saving Lords and Ladies.

Day 14: Meal Plan

Greetings, Money Saving Lords and Ladies.  Thanks for continuing along with me on this debt slaying journey.  Today’s tip is practical, easy, and even can be fun.

One of the quickest and easiest way to get a good handle on your grocery and eating out budgets is to plan your meals on either a weekly or monthly basis.  It’s the best way for you to use what you already have in your cabinets, too.  And it’s the best way to avoid throwing out fresh produce because you’ve forgotten about it.

Here’s what it looks like in the Queendom.

Step #1: Open the cabinets, refrigerator, and freezer.  Take mental note of what we already have.  Where can I make a meal with what I already have?  What only needs one more ingredient to make a meal?

Step #2: Make a plan based on the fewest items necessary.

Step #3: Make a shopping list on the items I need to complete the plan.

It’s just that glamorous folks.  Sometimes I meal plan online, sometimes on a piece of paper, sometimes on whatever random scrap I can find in the house.

Other tips:

7-Day Menu Planner For Dummies (For Dummies (Cooking))

  • You can buy books on meal planning, there are blogs devoted to planning, there are websites that charge you a small fee to plan (which might be a good investment for some but most of you are capable of it on your own).
  • You can plan by the week.  You can plan by the month.  You can even plan the entire year.
  • You can schedule eating out nights (even down to where you’ll be dining if you’d like).  And if you don’t eat out as often, you can choose to eat something a bit nicer than drive thru fare.
  • I also always like to keep chopped veggies on hand so that I can easily throw together a pizza, soup, stir fry, fajitas, salad, or merely munch on them raw as a side dish.
  • Try to make sure each meal has a fruit and a vegetable so you are well balanced.
  • Check out some other Frugal Eating 101 Tips.  Or see some of our past meal plans.
This is another element of our debt slaying journey that I thought would feel restrictive but has been very freeing.  And that’s what I’m all about.  Free-ing.
What meal planning tips do you have to share?
 
*This post does contain an affiliate link.  So if you pick up a book on meal planning, you might also be helping the Royal Family pay off debt more quickly.  And for that, we royally thank you.

Related posts:

Debt Reduction CommunicationDay 25: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 20: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 12: 31 Days to Reducing Your Debt Debt Reduction CommunicationDay 4: 31 Days to Reducing Your Debt
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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
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Cherie Lowe is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Testimonials

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

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