No one loves the hassle of purchasing new appliances. When we turn on the faucet, we expect hot water to come out. When we press start on the dishwasher we depend on it to do the job of washing the dishes. But every homeowner knows the pain and worry of repairing or replacing a modern convenience.
Don’t allow a stressful situation to send you overboard. Instead, use these smart strategies to keep your spending on track and your home humming.
Consider Repair Before Replacement
Good news! You may not need to replace your appliance. In fact, your household woes might amount to a quick and easy repair. So before you rush to your nearest home improvement store, take a few minutes to evaluate the situation. If you possess handy skills, you may even be able to do the repair yourself.
Begin by doing a quick internet search with the problems you’re facing. Don’t forget to use the specific brand and model number in your terms. More than likely, another consumer has faced the same or similar challenge. Look for YouTube tutorials on how to repair the problem on your own.
If your attempts fail, consider calling a repair service. Ask your social media network to make recommendations based on your category of problem. Many repair services have a fee associated with just showing up and then an additional fee for parts or labor. Be sure you know what all of the charges are before agreeing to have someone visit your home.
Do Your Research
If all hope is lost and/or if the repair service offers a toe tag for your dryer like one once did for mine, it’s time to begin considering your needs for a replacement product. Ask the repairman which brands and models he rarely has to service. Inquire whether or not there are features or brands you should avoid.
Again, go online to both search for what’s available and ask your friends and neighbors which of their appliance they love (or don’t). Try not to get caught up in the bells and whistles and narrow your list to needs over wants.
Measure Twice
Finding a reliable new appliance is only half the battle. Installing one can be a challenge if you don’t do your work in advance. Be sure to measure the space you have for a new appliance in your existing space. You don’t want to purchase an item that won’t fit.
But don’t put away your measuring tape quite yet. You also need to measure the door openings you’ll need to travel through on your way to your appliance’s new home. It’s much more expensive to cut a hole in the wall to move items into your house.
Know Store Policies
Most home repair stores offer great price matching and discounts. Getting sales and rebates to line up with your replacement needs can be tricky, but being informed about store policies is key to maximizing your dollars.
Some stores offer store to store price matching. Others might have lower prices on their website than in the physical building. As a consumer, it’s your job to check around for the best deal. This is easiest if you have a mobile device and can compare appliances online while in the store. You’d also be wise to ask for a knowledgeable salesperson to help you sort through the details. Ask for a manager if the first employee seems confused or unhelpful.
Also be sure you’re aware of delivery and installation fees. And take into consideration the timeline of when your new appliance will arrive. Skip offers that require you to sign up for a credit card or those that call for you to buy more than you need to replace.
If You Feel Pressured, Flee
If at any point in your shopping journey you feel pressured to make a purchase, spend more than you budgeted, or locked into a “limited time deal,” leave. While your needs may feel immediate, you can’t afford to make an emotional purchase, biting off more than you can chew financially. So if someone begins to rush your decision, know that store probably isn’t your best bet.
Don’t Forget Refurbished or Scratch and Dent
I’d be remiss if I didn’t make one last recommendation. Consider replacing your appliance with either a refurbished or scratch and dent product. Rarely do I look at our washer and dryer and comment on their great beauty. I don’t inspect the sides of the machines for dents or scratches. I’m more concerned with whether or not my clothes smell fresh and are dry.
Investigate scratch and dent stores in your area. Or, simply check to see if your home repair chain or appliance retailer has a separate section for items that have cosmetic flaws. The savings far outweigh a smudge or small dent that you probably won’t even notice.
No matter what decisions you make when it comes to repairing or replacing an appliance, one key principle remains. Avoid the temptation to freak out when something breaks. Upping your drama or emotional influence causes your spending to veer off track, lickety-split. Think through your needs and focus on what you can afford instead of panicking.
Our new book Your Money, Your Marriage releases September 25th from Zondervan Harper Collins Christian and is already available for pre-sale now everywhere books are sold.
My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional
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