Almost every family LOVES a meal out on the town now and then. However, it’s easy to bust your budget in the blink of an eye. Paying off debt doesn’t automatically eliminate the luxury of heading to your favorite restaurant. But be smart and save money dining out with these vital tips.
Plan For It
The worst way to end up at a restaurant is by playing the “What do you want for dinner?” “I don’t know, what do you want?” game. Instead of making a last minute dispassionate decision, build dining out into your weekly meal plan. Go so far as to choose the restaurant and maybe even the entree you will devour. That way, you can spend the week looking forward to an amazing meal instead of settling for whatever drive thru you can find open when dinner plans fall apart.
Reward Yourself
Choose a restaurant that rewards you for dining there frequently. Whether it’s a chain like Qdoba or Panera or a local restaurant with a punch card, collect points or stamps every time you visit to maximize your savings. At a bare minimum, sign up for your favorite restaurant’s eClub to receive coupons on a regular basis and perhaps a freebie on your birthday or anniversary. Just be sure to use an e-mail address specifically designated for eClubs and coupons so you won’t be overwhelmed by all of the offers in the same inbox with e-mails from church, family, and school.
Find Coupons
Whether they are digital or paper, a quick check for coupons could save you a great deal of money in the long term. Keep all of the restaurant coupons & take out menus in one drawer together so that you can easily find them. An easy Google search on your smart phone of the restaurant’s name and the word “coupon” before you walk into the door might save you $5-$10.
Check Out Deal Sites
There seems to be a new deal site created every day. From spa services to oil changes and everything in between, businesses want to woo you into their doors with their great deals. Many offer spectacular deals for dining out, too. Be sure to filter your deals by your location and tastes to eliminate being sucked into clicking around for hours.
Use Cash
Cash is always your best savings tool when it comes to restaurants. Place money you’ve budgeted for the month into an envelope when you get paid. Resolve not to use plastic, even if it’s a debit card, for the entire month. Once the money is spent, you are done dining out for the month. Placing healthy boundaries and guardrails in your life will keep you from spending more than you intend and can afford. You can even print FREE adorable printable cash envelopes that will challenge and inspire you to be intentional with every penny.
When you make a mistake (notice, I didn’t say if because we all make mistakes), return to guidelines like these. Often otherwise savvy spenders fall off the budget wagon at the chuck wagon and take months to recover from a month’s worth of meals out on the town. I promise I’m not judging you for eating at a restaurant.
My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional
This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
Get water! Most restaurants charge $2-3 for a large drink x 2 adults = too much!