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Save Money & Slay Debt

You are here: Home / Back to school / Save Money on Back to School Clothes

Save Money on Back to School Clothes

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

July 29, 2014 By Cherie Lowe

Worried about new shoes, jeans, and school uniforms? Panic no more. These simple and quick tips are certain to save you a bundle.


There’s one thing I can count on every single year before my kids head back to school. Somehow, every pair of pants and shorts that they own magically loses two inches during the months of June and July. Strangely enough, their shoes reduce a size, too. At first, I contemplate hiring a repairman to check out my dryer because, surely I have a mechanical issue causing all of this mysterious shrinking. Then miraculously, I realize that maybe, just maybe, my girls have grown again and this means we’ll have to hit the aisles to purchase some appropriately fitting apparel to begin the new academic year. Using these consumer smart strategies has saved us time, money, and sanity each year. Saving on Back to School clothes doesn’t have to be difficult. These tips are simple and easy.

Purchase Basic Bottoms. Brightly colored skinny jeans have been all the rage with the tween set. However, you’d do best to keep your bottom buys basic. Dark denim, black, or gray will match an array of tops, no matter the day. This is especially true for items like athletic shorts and yoga pants which will weather more workouts if they are darker in color while also matching just about anything else in your closet.

School Picture Attire. Each year our “First Day of School” outfit doubles as “School Picture” wear. Honestly, if your child still has plenty of well-fitting clothes to begin the year, this is the only true purchase you need to make. Be sure to set a budget and stay within its confines but allow your child some choice in what he or she will sport on the first day. The clothes don’t make the man, but they may bolster some confidence, quelling first day jitters.

Check the Dress Code. Be sure you’re well acquainted with your school’s dress code – including any new additions for the upcoming year. There’s nothing worse than purchasing items your child won’t actually be able to wear in the classroom. From tank tops to skinny jeans to shorts of a certain length, educate yourself in what’s in and what’s out before you head to the mall.

Don’t Fall Into the Jean Trap. Fall fashions appeal to us most during the Back to School shopping season; however, as the starting line for each academic year creeps further and further back into the summer months, you don’t need sweaters and jeans just quite yet. In fact, your student will more than likely wear shorts and short sleeves well into September. Hold off on purchasing any longer bottoms to score a better deal later in the fall. Instead, check out the summer clearance rack and score a few bargains.

Uniform Tips & Tricks. If your school has a uniform policy, it doesn’t mean you have to overspend. There are several ways to save on the clothing you need. If you can, hold off to do your shopping later in the season. By November continuing through January, many school uniform companies make their biggest reductions long after the academic year has commenced. See if your school has a hand-me-down program (or start one). Sharing outgrown durable items like uniform pants and skirts can save money and create community. Or, consider shopping a thrift or consignment store for your uniform needs. If you order uniforms online, scour the internet for coupons and be sure to utilize a cash back program like Shop at Home or eBates to further stretch your dollars. You might also be able to use your social media channels to see who you know might have items available for purchase or to be handed down.

Don’t Forget Your Coupons. Coupons don’t just help you score great deals at the grocery store. They can also ease your back to school budget. Before you leave the house, spend a few minutes scouring the internet for coupons at the stores you plan to frequent. Use a site like RetailMeNot or CouponSherpa to find both online and printable coupons. I love Target’s printable, mobile, app based Cartwheel coupons to further stretch my dollar. Don’t forget Meijer’s mPerks program which not only save money but also earn rewards with your purchases. The money you save just might help fund a new backpack or lunchbox.

Cash in & Collect Rewards. If you collect rewards points anywhere, it might be time to cash those badboys in to sponsor your back to school shopping. Many reward points programs offer gift cards. Keep in mind, it takes a few weeks for your order to process and ship so you’ll need to be patient to receive any fruits of your labor. While you’re shopping, don’t forget to use your store rewards cards to garner more points. I’m obviously not a fan of any that are linked to credit cards; however, stores like Kohl’s, The Children’s Place, JC Penney, and more have programs that allow you to bank rewards with each purchase, no matter your form of payment. If you’re shopping online, don’t forget to use eBates or Top Cashback. As always, I love Swagbucks to earn Amazon gift cards through your routine internet searches.

Pay attention to exactly how much you spend so that you can effectively budget for next year’s clothing purchases. Speaking of budgets, don’t forget to set an amount and monitor it. Above all else, don’t freak out when it comes to Back to School shopping. Freaking out and not having a plan will always lead to overspending. Take a deep breath and focus on your child’s needs. You’ve got this thing, you back to school shopping ninja.

Gain inspiration to pay off debt! Check out Inspiration to Pay Off Debt: 30 Days of Encouragement from the Queen of Free on Kindle or Pre-Order Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After (due out November 2014).

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!

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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
Tips for Your Back to School Budget
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Cherie Lowe is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Testimonials

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

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