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You are here: Home / library / 7 Creative Ways to Save $100s By Using the Library

7 Creative Ways to Save $100s By Using the Library

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

April 10, 2021 By Cherie Lowe

Much more than books, your library offers streaming services, crafting platforms, maybe even a Wi-Fi device or prom dress!

Your local library is a glorious treasure trove. Traditionally, we think about visiting the library to check out books. And yes, you can still do that, even in the midst of the pandemic. But many people overpay for dozens of services they could obtain for free at their library. I honestly don’t think we would have paid off $127k in debt without the help of our library. That’s why I’m sharing with you my favorite ways to maximize your library card to save $100s of dollars each and every year. Plus, let’s talk about some of the unique ways you can take advantage of the creative programming libraries have created during the COVID-19 crisis to learn, be entertained, and flex your creative muscles.

Audiobooks

I’ve listened to hundreds of audiobooks over the years. I used to check them out from the library in CD format. However, my life changed the day I discovered you can easily access the library’s online services to “check out” books via an app on your phone. I’m a fan of both the hoopla and Overdrive apps which work with the libraries where I have a card. Your library may use one of these platforms or another like Libby, rbmedia, or AudioBookCloud. These apps have simple interfaces and are easy to set up.

Head to your local library website to see which of these resources are available with your library card. Currently, a subscription to Audible Plus costs $7.95/month or $14.95/month for a Premium Plus subscription for audiobooks. That means you’d save between $95.40 to $179.40 per year simply by choosing to make full use of your library card.

Online Experiences & Programs

During the last year, I’ve witnessed hard working librarians from around the world provide top tier experiences for anyone, whether they’re a patron of their particular library or not. From exercise classes to special programming for children, the level of creativity has been through the roof. Many of these experiences are offered directly through your library’s website. But you may also find them on the library’s social media channels like Facebook. Whether it’s a Zoom book club or a Facebook Livestream going to the library doesn’t look like physically entering its doors any more. Some events require registration and others are free for all. Be sure to check out your library’s online calendar to make a plan for your family.

Streaming TV and Movies

Similar to the audiobook offerings, many libraries also provide the opportunity for its patrons to watch popular TV shows and movies. Of course you can check out physical DVDs within the library. However, you may also be able to make use of the free apps linked to your library card, too. Platforms like hoopla, Kanopy, and AcornTV allow you to stream a binge worthy number of movies and television shows. Paying for online subscriptions to similar services can cost you anywhere from $5.99 to $19.99 (or more) per month. You’ll save up to $239.88 per year by opting for the library’s services.

Book Box Subscriptions

One year for Christmas, we gifted our daughter a book box subscription. She loved seeing the special selections she received for the next three months with books picked according to her reading tastes along with little gifts of bookmarks or other fun reading themed items. It makes for a unique gift; however, most of us can’t afford a pricey subscription like that on the regular. Imagine my delight and joy when I discovered our local library offers a similar program.

Not only did I absolutely devour the books selected especially for me, I also enjoyed the free items themed to match the book. Your library may not offer a service identical to this one; however, most librarians are happy to help you select a volume based on books you love or last read. Be sure to check your library’s website, call and ask, or drop by (check hours and masking requirements of course) to chat with a librarian in person. Book box subscriptions cost anywhere from $8 to $45 meaning your library could save you over $500 per year.

Online Crafting Classes

Want to learn to knit? Wish you could sew? Your library might have an app for that, too. Some libraries offer the platform Creativebug for free which features a plethora of videos teaching you to explore your arts and crafts gifts. Your library may also have a maker space where you can even check out kits to use at home or more expensive equipment like 3D printers that you can use while at the library. During the pandemic, some libraries have even offered free home kits for you to do crafts with your family, too. Your library has way more than books available to you! Be sure to see how you can expand your creativity with its services. I even learned I can check out baking kits from my local library, including a wide variety of special character shaped pans!

Pocket Wi-Fi, Museum Memberships, Board Games, and Outdoor Games

There’s really no limit to what you can check out of the library. Some offer board games. Others have large outdoor games like cornhole or croquet. Your library might even have a program where you can check out a Pocket Wi-Fi or Hotspot device. You may even be able to “check out” a museum membership to visit a state or local museum without paying admission. All of these services are offered on a limited time basis, of course. Again, I’d encourage you to either visit your local library or begin clicking around on the website to explore your options.

Special Events

Some events are returning to your local library after a long year of canceled plans. Again, you’ll want to be sure you check resources to discover hours, requirements, and dates. From opportunities to “shop” for free prom apparel to walking book clubs and storywalks for kids, libraries are finding ways to keep patrons safe while providing amazing services.

Most people underuse the special amenities their library provides. Did you know many libraries provide services where you can reserve a book online and pick it up quickly in a designated space? Your library may even offer a delivery service when you can’t leave your home but need a book. Librarians can also help you with your resume and job search. Or you can use the library’s special memberships to research your family history. The opportunities really are limitless.

It’s time for you to dust off your library card to keep cash in your wallet. I’m always amazed at just how many services our library offers for free.

Check out Cherie Lowe, the Queen of Free for the best money saving and debt slaying tips!

My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional on Kindle.  

This post contains an affiliate link. That means when you get a great deal, learn about a way to save, or maybe even something for free, I may end up making a small commission. All prices are subject to change.

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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
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Cherie Lowe is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

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