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You are here: Home / Summer / Celebrate the 4th of July on a Budget

Celebrate the 4th of July on a Budget

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

June 30, 2018 By Cherie Lowe

Think you have to skip the 4th of July because you're low on cash? No way! Celebrate the 4th of July on a budget and have a blast.

Do you struggle with these seven bad habits and keep going broke? Discover what they are and how you can quit for good now!

Summer celebrations make memories but if you’re not careful, the costs add up. This week, as you celebrate America’s birthday, consider these great ideas for the 4th of July on a Budget!

Avoid the Dollar Section & Check Your Closet

There are so many kitschy items that can lure us into unnecessary purchases during any holiday. They’ll catch your eye on the end cap or lure you into the dollar section of the store. It’s probably a good idea to avoid these areas this week if you can. After all, if you don’t know what you’re missing you won’t spend the extra dollars. Or if you do plan on making a few festive purchases, be sure you dig through your closet first. See if you have hats or necklaces or glow in the dark items from years past that you haven’t used before. You may discover that you already have the perfect items for the parade or party hiding in your own drawers and baskets.

Set a Fireworks Budget or Skip it Altogether

Firework displays and tents always make me giggle. On what other holiday do we spend hard earned dollars to literally watch it all go up in smoke? With the Buy 1, Get 5 Free deals, we often think we’re saving big when it comes to enjoying the most explosive tradition of the 4th. However, those deals are bait to lure you into the store and then buy out the entire place, literally blowing your budget sky high. So if you plan on purchasing fireworks this year, bring cash only with you and stick to the budget. Or instead, choose to enjoy a professional display and skip the purchase altogether.

Set a Budget for Festival Food

Admit it. You never feel that great after coming home when you’ve eaten two corn dogs, an elephant ear, and a lemon shakeup the size of your head. If you can, avoid the festival food altogether. But if you want to splurge a little, at least set a cash budget so that you don’t over-do it physically or financially. Pack a picnic basket with your favorites or at a minimum bring some bottled water with you so that you don’t end up spending more than necessary.

Think you have to skip the 4th of July because you're low on cash? No way! Celebrate the 4th of July on a budget and have a blast.

Think you have to skip the 4th of July because you're low on cash? No way! Celebrate the 4th of July on a budget and have a blast.

Ask Guests to Pitch-In

It’s note rude to ask your guests to bring a dish or two to your parties. In fact, it can be rather fun. Whether you choose a specific theme (Backyard BBQ, appetizers, salads) or you assign by letter of the alphabet (A-M brings something salty and N-Z brings a sweet treat), let your guests choose something they’d love to bring rather than assigning specific dishes. Their creative juices and go-to dish will bring the best variety to your table and somehow the food seems to multiply. Even if you only request that they bring their own beverages, you can slice several dollars of the price of your party without sacrificing quality.

Focus on the Food (Deals)

The week of July 4th is actually a great time to stock up on great grocery deals! You’ll see rock bottom prices on meats for the grill, condiments, fruits and veggies, and more. So if you’re going to spend a few extra dollars, clear out your freezer, fridge, and shelves. Stock up on those items. Don’t forget to check the paper and online for coupons to make those savings even sweeter.

Plus, the 4th provides one of the best opportunities to decorate with food! From strawberries and blueberries to vanilla ice cream with patriotic sprinkles, skip the pricey table decor and get double use from your food. Not sure where to begin? Check out this great post with all sorts of ideas or make my Uncle Sam Punch!

Your Money, Your Marriage releases September 25th from Zondervan Harper Collins Christian and is already available for pre-sale now everywhere books are sold.
Check out Cherie Lowe, the Queen of Free for the best money saving and debt slaying tips!

My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional on Kindle.  

This post contains an affiliate link. That means when you get a great deal, learn about a way to save, or maybe even something for free, I may end up making a small commission.

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Easy 3 Ingredient Recipe for Creamy Blueberry Popsicles from @thequeenoffree & other great frugal summer snacking tips!Saving Money on Snacks & Creamy Blueberry Popsicle Recipe {VIDEO} Don't let the summer days fly by! Use these tips to begin planning your most affordable summer ever now.Plan Your Affordable Summer Fun Now! Celebrate the beginning of summer without overspending! The best tips to save money whether you stay at home or travel this Memorial Day Weekend.7 Can’t Miss Ways to Save Money on Your Memorial Day Weekend WOW! 4 Quick, Easy, and Affordable Super Bowl Snacks for your party this year. Check out this post for recipes and ideas.4 Quick & Easy Game Time Snacks
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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
7 Bad Habits Making You Broke
How to Eat Healthy on a Budget this Summer
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Testimonials

  • Margaret FeinbergMargaret FeinbergAuthor of Fight Back With Joy

    "Cherie Lowe is a gifted writer, researcher, and thinker who lives what she teaches. Her inspirational story reminds all of us that we don’t have to fall prey the debt dragon. Living debt free is possible if you follow Lowe’s sound and practical wisdom."

  • Ruth SoukupRuth SoukupLiving Well Spending Less

    "When it comes to saving money and paying off debt, Cherie not only talks the talk, but truly walks the walk! Sharing easy-to-implement ideas along with a dose of tough love, Cherie leads with the perfect combination of empathy and authority. If you are struggling to pay off debt, you won't find a better cheerleader."

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