Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.
Here’s my little Happy New Year gift to you. Each day in January, I’ll bring you a simple, concrete and easy to put in place tip to fuel your efforts to Save Money, Pay Off Debt, and Be Awesome this year. Looking for a quick plan? Well this might not to be the right place for you. Most things down well take time. But that doesn’t mean you can’t begin to implement systems in your life that will help you achieve your goals. I’ve said it many, many times before. Paying off debt isn’t complex. It’s just not easy. You have to punch the clock daily and do the hard work. Here’s another way to make that happen
Day 9: DREAM ON!
Want to Kick Debt in the Teeth this year? Dream On.
I don’t mean dream on in a “you’ll never do it, so why even try” fashion. I don’t even mean dream on in the Kermit the Frog, “The Rainbow Connection” manner. No, to pay off debt, you need to dream big.
Dreams motivate us. They light a fire under our rears to motivate change. They give us a piece of the future to hold onto when the present seems scary or too difficult to bear. Dreams fix our eyes on the not yet present, but potential awesome that our futures hold.
If you want to pay off debt, you need to begin thinking through all of the things you could achieve without interest and payments. If you didn’t have that car payment, what would you do with those dollars? If that student loan wasn’t hanging around your neck like a bad gold chain, where would those funds go?
Would you vacation more? Save up to buy something big? Put more toward retirement? Help fund your children’s college? What awesome experience is out of your reach because you don’t have enough money? What change could you bring to the world if you weren’t stretched so thin?
How will you celebrate when finally you are free from debt? Where will you go? What will you do?
Yes personal finance is filled with hard cold facts. Columns, balances, numbers – all are difficult to mix with dreams. But visualizing your future can be just as vital as crunching numbers in your present. If you’re married, sharing those dreams with your spouse can motivate you both, as you move toward a goal together in unity instead of fruitlessly fighting over your current situation.
Dream big, Money Saving Lords & Ladies. It will help you kick debt in the teeth.
Want to be sure you don’t miss a single one of the 31 Ways to Kick Debt in the Teeth? Be sure to subscribe to my daily newsletter! Look for the bar that looks like this in the upper righthand corner.
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I’m so looking forward to sharing this month of challenge and inspiration with you. Together, we can show debt who’s boss and give it a swift kick in the teeth this January and throughout the year in 2016. Away we go!
Miss the previous posts? Check out:
- 31 Ways to Kick Debt in the Teeth: BELIEVE
- 31 Ways to Kick Debt in the Teeth: STOP IT
- 31 Ways to Kick Debt in the Teeth: SELL, BABY, SELL
- 31 Ways to Kick Debt in The Teeth: USE CASH
- 31 Ways to Kick Debt in the Teeth: PLAN YOUR MEALS
- 31 Ways to Kick Debt in the Teeth: CHANGE YOUR MIND ABOUT BUDGETING
- 31 Ways to Kick Debt in the Teeth: READ A BOOK
- 31 Ways to Kick Debt in the Teeth: QUIT RESTAURANTS
My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out Inspiration to Pay Off Debt: 30 Days of Encouragement from the Queen of Free
This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
