A new year brings with it new opportunities and possibilities! With a fresh start, this can be your year. You can finally begin to rock your money. No more overspending. No more feeling pinched or falling short of your goals. Whether you want to pay off debt, save money for a major purchase, or take a dream vacation, you need to get your plan in order. This Personal Finance Check
Santa’s cookies are long gone. The presents have been unwrapped. More than likely you need to take out the trash. Christmas Clean Up might entail more than you realize though. This year, stay organized physically and financially with these quick and easy ideas. Donate Items For every new item you or your kids received, it’s a good idea to consider donating another item you already have. Look for outgrown clothes
The countdown is on. Maybe you’ve only got a few small items left to purchase. Or perhaps you forgot someone on your list. Or you might be one of the last minute shoppers who live to survive the mall up until the very last minute. Whatever you’re condition, you don’t need to overspend when it comes to these last minute Christmas gift ideas. Baked Goods Everyone loves a homemade sweet treat
I have a love hate relationship with wrapping paper. There’s nothing like a lovely packaged gift, tied up neatly with the perfect bow and tag. And yet, we literally spend our hard earned cash on items that will wind up in the trash after a frenzied unwrapping. It’s estimated that Americans spend $3.2 billion dollars on wrapping paper, bows, and tags every year. That’s quite a bit of money on trash.
Ah, Christmas – a season filled with traditions. We all want to make the most of the season, especially with our kids and family. But it’s also a season filled with gift giving, increased expenses, and all sorts of extras. Your budget might be tighter than Santa’s belt, but that doesn’t mean you can’t have a wonderful celebration. This year, consider starting a frugal Christmas tradition, making memories in the midst of
With Thanksgiving over and the hubbub of Black Friday passed, one major holiday remains before we dive headfirst into the holiday season – Cyber Monday. It’s easy to get caught up in promotional hype or fall down the rabbit hole of online deals, clicking and clicking aimlessly. Keep your ducks in a row with these top secret Cyber Monday tips to save you more money! Have a List Shopping blind
Probably one of the biggest shopping days of the year, Black Friday turns out shoppers in droves. Don’t get caught lollygagging and miss all of the best deals. These simple strategies can maximize the money you spend. Sign Up for Rewards & Loyalty Programs If you’re going to be spending money, you should definitely take advantage of any rewards programs your store offers. Some of my favorite deals every year are
In a couple of short weeks, we’ll gather around the table and celebrate a day of food, family, and gratitude. But don’t be a turkey when it comes to preparing for that feast. These Thanksgiving shopping tips are certain to wow your guests while helping your budget survive the long holiday season ahead. Begin By Budgeting It’s a drum I beat over and over again but honestly I can’t say