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You are here: Home / Budgeting / Uncomfortable Christmas Gift Giving Conversations

Uncomfortable Christmas Gift Giving Conversations

Tips like these helped us pay off $127K in debt. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.

December 9, 2014 By Cherie Lowe

Christmas Gift Giving can be tricky, especially if you're on a budget. Keep these tips for navigating difficult conversations at the holidays in mind.


Perhaps at no other time of the year do we realize just how much we love our friends families. We make extra time in our busy lives to gather together and share a meal. We celebrate our favorite traditions – from caroling to weekend getaways to playing games together or decorating the tree. If you’re anything like my dad and my husband, you spend your quality holiday time nodding off in separate recliners for most of the afternoon. Probably the last thing any of us wants to do during this time of the year is to have an uncomfortable conversation. However, no matter how tricky navigating Christmas gift giving conversations is a necessary part of keeping your spending in check this holiday season. Here are some tips to start and end conversations well with your friends and family when it comes a subject that can be a bit touchy.

See That Gifters Come From a Good Place

It’s very easy to begin to formulate an inaccurate mindset of it’s us (the thrifty and simple) against them (the indulgent over spenders). That is simply not true. Even if your loved ones go overboard during the holiday season, they want to bless you with things. It’s not like they’re throwing rotten eggs at your door in the middle of the night. Rather than adopting a divisive frame of reference begin any conversation by acknowledging your gratitude for their generosity.

Suggest a Gradual Reduction or Set a Specific Amount

More than likely, your friends and family have already begun their shopping. So, suggesting that you nix giving gifts to one another altogether won’t be well received. Instead, encourage a gradual scaling back. You could potentially suggest a set dollar amount or number of gifts to be given. This might also open the platform for a future discussion about changing your traditions in the future, too.

Substitute Experiences For Things

Life is better lived in community. No breathes their last breath wishing they would have had one more pair of long underwear or another box of chocolates from the drug store. What many do regret is having not spent time together. Maybe you can suggest spending quality time over money this Christmas. It could be as simple as a trip to the movies or as expensive as a membership to a museum. Especially when it comes to doting grandparents, brainstorm a list of non-toy gifts. We all know toys mate and multiply like rabbits during the late night hours, scattering themselves over every walking surface in your home. Be as specific as possible and help guide

Swap Stuff You Already Own

Each year, we gather with some of our dearest friend. Everyone brings a delicious dish to share and then after the plates have been cleared, the real fun begins. Our annual white elephant gift exchange never fails to entertain. From the mundane to the hilarious, each individual brings something they already own wrapped and ready to head home with someone else. Some call to this game as Yankee Swap or Dirty Bingo. I call it yearly awesome. Gifts often make reappearances and each time we play, the old adage one man’s trash is another man’s treasure proves true. The only rule is you can’t purchase anything.

Select Your Battles Well

We all know that people are always more important than things. While I would never advise you go into debt or even overspend at Christmastime, I also urge you to remember that battling over gifts is not worth burning relational bridges. Measure your words carefully as you navigate. In the end, you may have to hold yourself to a standard of creativity, finding ways to bless people with affordable gifts and in unique ways. Do everything in love, realizing that your loved ones are not the enemy and Christmas is not a battlefield.

May all of your gatherings be filled with wonder and good cheer. May your conversations be sprinkled with grace and gratitude. And above all else, may you exchange memories that will last a lifetime this holiday season.

Don’t forget to take the Debt Free Christmas Pledge before you order anything by accessing Queen of Free. 

Gain inspiration to pay off debt! Check out Inspiration to Pay Off Debt: 30 Days of Encouragement from the Queen of Free on Kindle or Pre-Order Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After (due out January 2015).

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!

Related posts:

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My book is now available: Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. You can also check out The Debt Free Devotional: 30 Days of Encouragement From the Bible For Those Paying Off Debt on Kindle.

This post contains an affiliate link. That means when you get a great deal or maybe even something for free, you also help our family pay off our mortgage early. And for that, we royally thank you!
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Trackbacks

  1. 5 Things to Do Now for a Happier Holiday | Plan a Debt-Free Christmas says:
    September 25, 2015 at 9:10 AM

    […] you can’t wait until December 24th or even 1st to have difficult conversations about gift giving. For some families it may even be too late in October if there are shoppers who […]

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