I’ve had several conversations with Money Saving Ladies over the last couple of weeks about eliminating their debt. And while each of them is a different age and in a different stage of life with different kinds and amounts of debt, the common rejoinder I’ve received is, “I’m just not very good with money.”
For some of us, this may potentially be a true statement {on the surface}. But sometimes, if we really examine our lives, it’s merely an easy out – an excuse to keep on doing the things we’re doing in the way we’re doing them without guilt or repercussions. {gulp, that one stings}
But I’d like to claim a truth that you may not yet know in this debt slaying journey. Everything you need to pay off all your debt is already in your possession. *GASP*
Now I’m not talking about the actual cash. That comes with time. I’m talking about the tools and discipline it takes to be intentional with your finances.
If you have ever ran a mile, you have what it takes.
If you have ever painted a picture, you have what it takes.
If you have ever given birth to a child, you have what it takes.
If you have ever knitted a scarf, you have what it takes.
If you have ever completed a degree, you have what it takes.
If you have ever learned to play a musical instrument, you have what it takes.
If you have ever homeschooled, you DEFINITELY have what it takes.
If you have ever applied for and gotten a job, you have what it takes.
If you have ever remained married for more than a year {or 10 or 40 or more}, you have what it takes.
If you have ever endeavored and succeeded at becoming healthier, you have what it takes.
If you have ever learned to read {got you all with that one}, you have what it takes.
All of these accomplishments have nothing to do with money, right? WRONG. Each of these requires a varying amount of discipline. And if you’ve done any of them, you can pay off all of your debt.
You see, the tools required to succeed in any of the above categories can be transferable. And while they may remain dormant within you, they’re still there. You already have all you need to pay off all your debt.
That being said, I also think you have all you need to accomplish other wonders if your life, too.
But here’s the thing, if you have all you need to run a marathon, and you remain on the couch eating Ding Dongs, you’re not even going to make it out the front door, let alone 26.2 miles down the road.
Or said another way, if you have all you need to take down your Christmas decor {the boxes, an able body, plenty of energy}, and you don’t actually begin the process, it might stay up way past MLK Day. {gulp, that one stings, too. Not that I would know anything about that.}
You’ll learn plenty on a debt slaying quest. But perhaps as you stand near the end of your path, with a smoking sword in hand, and a dragon belittled in stature and strength, you’ll realize there was a lot you knew before you even began just waiting to be utilized.
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